House deposit planner

Know exactly how much to save each month

Set your house deposit target, track your progress, and get smart saving tips — all in one simple, free tool.

Start my free plan Already have an account? Log in

Free to use. No bank connections. No financial advice.

My Savings Plan
Deposit Calculator
€ 380,000
20 %
€ 18,500
€ 900

Your plan at a glance

€76k

Target deposit

64

Months to go

Jun '30

Goal date

Progress 24%

Saving €150 more per month cuts 10 months off your timeline.

Milestone reached

25% of your deposit saved

Saving for a house deposit is hard. It doesn't have to feel that way.

Most tools give you a number and leave you to figure out the rest. My Savings Plan turns your deposit target into a clear, weekly plan — so you always know exactly where you stand.

A clear monthly target

Enter your property goal, deposit percentage, and what you have saved already. Get a precise monthly savings figure — not a guess, a plan.

Progress you can see

Track your savings week by week. Watch the bar move, hit milestones, and stay motivated with a visual that shows exactly how far you've come.

Smart saving ideas

Get personalised suggestions based on your timeline and shortfall. Small adjustments, shown clearly — so you can decide what makes sense for you.

How it works

From a daunting number to a clear weekly habit

1

Set your deposit target

Enter the property price you're aiming for, your preferred deposit percentage, and what you've already saved. My Savings Plan calculates the exact figure you need to reach.

2

Build your saving plan

Tell us how much you can set aside each month. We break the journey into milestones — 10%, 25%, 50% — so the goal always feels within reach, not out of sight.

3

Track, adjust, and stay on course

Log in to see your real progress. Get personalised tips when your timeline shifts. Life changes — your plan can change with it, and you'll always know exactly where you stand.

Start my plan — it's free

Every first-time buyer deserves a clear plan — not a bank's sales funnel.

My Savings Plan has no bank connection, no broker referral, and no mortgage upsell. Just a focused tool that helps you save, track, and reach your own front door.

Deposit calculator

Your number, calculated in seconds

Enter any property price and deposit percentage. My Savings Plan instantly shows your target deposit, the months to get there, and the projected date — adjusted live as you change the inputs.

  • Works for any deposit percentage — 5%, 10%, 20%
  • Updates instantly as your savings capacity changes
  • No mortgage advice — just clear, honest maths
Deposit Calculator My Savings Plan

Property price

€ 450,000

Deposit

10 %

Results

€45k

Target deposit

38

Months

Aug '28

Goal date

My Progress My Savings Plan

€18,500

saved of €76,000 target

24% complete

10% saved
Reached
25% saved
Next milestone

Progress tracker

Watch your deposit grow, week by week

A progress view that shows you exactly where you are: amount saved, amount remaining, and the next milestone. Not a spreadsheet — a plan that moves with you.

  • Visual progress bar updates as you save
  • Milestone celebrations at 10%, 25%, 50%
  • Monthly and weekly breakdowns at a glance

Smart saving tips

Small changes, explained clearly

When your timeline is longer than you'd like, the tips panel shows you exactly what a small adjustment would do — in plain numbers, not jargon.

  • Personalised to your actual shortfall and timeline
  • No financial advice — just clear saving scenarios
  • Updates automatically as your situation changes
Saving Tips My Savings Plan

Save €50 more per month

Cuts 4 months off your timeline. New goal date: February 2030.

Increase your deposit % to 15%

Reduces your target by €19,000. Cuts 21 months off.

At your current rate

You'll reach your goal in June 2030. Saving €900/month keeps you on track.

A different approach

Built for buyers, not for banks

The usual approach

  • Bank calculators that end with a mortgage application button

  • Overwhelming budgeting apps connected to your bank account

  • Spreadsheets you build once and never open again

  • A target number with no plan for how to get there

My Savings Plan

  • One focused tool — no upsells, no bank referrals

  • No bank connections, no account required to start

  • A plan with milestones that keep you motivated over months

  • Plain maths and clear language — no jargon, no advice

Your house deposit target is closer than you think

Set your target, see your plan, and take the first step today. Free to use — no bank connection required.

Start my free plan Try the calculator first